Financing Options at X Factors Motorsports.

Get the power and performance you need — without paying all at once. Our Finance Department offers flexible financing plans across all major product categories, making it easier than ever to upgrade your ride, equipment, or garage.

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ALL INVENTORY
1.

Crate Engines.

Starting from $99/month

  • Finance up to 36 months

  • Available for small block, big block, and stroker engines

  • No prepayment penalties
    ✅ Great for restoration, custom builds, and performance upgrades

2.

Outboard Motors

Low monthly payments available

  • Finance select 15–300HP outboards

  • Choose from top brands: Mercury, Yamaha, Suzuki, Tohatsu

  • Optional seasonal deferral (pay later on marine purchases)

3.

Generators & Welders.

Easy monthly terms on power equipment

  • Finance standby generators, RV units, and portable welders

  • Options for contractors, homeowners, and commercial buyers
    ✅ Reliable backup power with manageable payments

4.

Performance Parts & Accessories.

Bundle your upgrades

  • Finance brakes, cams, intakes, transmissions, and more

  • Available when purchasing with engine packages

  • Pay over time while building your complete setup

Important Note

Financing is not available during flash sales, promotional pricing periods, or heavily discounted items. Please contact us before purchase if you’d like to confirm financing eligibility.

📝 How to Apply

  1. Add items to your cart

  2. Select “Apply for Financing” at checkout (or request an invoice)

  3. Get instant approval decisions through our trusted finance partners

  4. Sign electronically and you’re good to go — no delays in processing

🧾 Questions About Financing?

Our finance department is here to guide you every step of the way.

📧 finance@xfactorsmotorsports.com
📞 +1 (714) 694-3374
🕘 Monday–Friday | 9 AM – 6 PM PST